Accidents are inevitable in life but luckily, Personal Accident (PA) Insurance provides protection for you and your family on their occurrences. Be it death, bodily injury or monetary loss, PA is the solution when it comes to mitigating losses associated with life uncertainties. As a beneficiary of Personal Accident Cover in Singapore, you can enjoy maximum benefits and still get the best quote from our team. We work with major insurance companies to provide the best coverage for you and your family insurance needs. Engage our consultants with over 10 years experience in the Personal Accident Insurance industry and enjoy a stress-free life for your family.
Benefits of Personal Accident Insurance in Singaporeicon-check-circleLump sum reimbursement in the event of personal disability.icon-check-circleCoverage for in-hospital and out-patient treatment.icon-check-circleWeekly benefits for temporary disablement and daily hospitalization income for up to 12 months.icon-check-circleCoverage on treatment received from Traditional Chinese Medicines.icon-check-circleCovers cost of ambulance and mobility aids including crutches and wheelchairs.icon-check-circleOur PA coverage extends to: children, single parents, widows and widowersicon-check-circleEase of customization – choose a plan that works for your whole family. Our Plans offer 20% free coverage to unlimited number of childrenicon-check-circleComprehensive plans ensuring peace of mind in the event of unforeseen happenings.
With our Personal Accident Insurance covers, we understand that not all risks are insurable. Therefore, the following exclusions apply to all our plans: icon-times-circleAccidents arising from war or terrorism. icon-times-circleAccidents arising due to effects of drugs/alcohol apart from those taken for treatment purposes. icon-times-circleActs of suicide, self inflicted injuries and insanity of natural nature. icon-times-circlePre-existing health and physical defects before the policy was put in place. icon-times-circleChildbirth and pregnancy related illnesses including venereal diseases and AIDS. icon-times-circleAccidents arising due to willful exposure to risky situations (e.g. military operations, pillion riding and parachuting) unless it was an attempt to save human life. icon-times-circleDirect and indirect war where nuclear power is used.
We always hook our clients with Personal Accident Insurers offering the fastest claims procedure in Singapore. In the event of an accident, follow the procedure below:icon-pencil Submit a duly completed claims form and all relevant documents via email, fax or physical delivery.icon-book Relevant documents include: hospital invoices, receipts, medical reports, e.t.c icon-moneyOnce we have received the documents, we will advice accordingly and reimburse or cater for liabilities or expenses.
icon-question-circle HOW DO I MAKE SURE THAT I AM ELIGIBLE FOR THE 20% FREE COVERAGE FOR MY CHILDREN?icon-comments-oIf you and your partner are between the ages of 16 and 70 years and have signed up for the same plan, your children are entitled for the 20% coverage. In case you have different plans, the benefit extends to 20% of the lower plan.icon-question-circle DOES THE CHILDREN ALLOWANCE OF 20% EXTEND TO ALL BENEFITS?icon-comments-oThis coverage extends to all benefits apart from the weekly and temporary total disability benefits in the event of an accident.icon-question-circle ARE THE MEDICAL REIMBURSEMENT LIMITS CALCULATED AS PER ACCIDENT OR PER POLICY YEAR?icon-comments-oOur plans medical reimbursement benefits are based on each accident. So irrespective of the number of accidents happening on each policy year, you can still claim the maximum benefits in each independent accident.icon-question-circle DO I NEED A REFERRAL TO CLAIM FOR TRADITIONAL CHINESE MEDICINE BENEFITS?icon-comments-oNo. Our Personal Accident Insurance covers in Singapore do not require you to have a referral for Traditional Chinese medical treatments.
Don’t waste time comparing quotes from different insurers. We provide the best solutions for Personal Accident Cover across Singapore. Our qualified, experienced and polite team is a phone call away. Enjoy a non obligatory free review of your profile and get 3 best insurance quotes from 15 major insurers in Singapore including:icon-star AVIVA Ltd icon-starAXA Insurance Singapore Pte Ltd icon-starAIG Asia Pacific Insurance Pte Ltd icon-starChina Taiping Insurance (Singapore) Pte Ltd icon-starEQ Insurance Company Ltd icon-starLiberty Insurance Pte Ltd icon-starMSIG Insurance (Singapore) Pte Ltd icon-starNTUC Income icon-starOverseas Assurance Corporation (OAC) icon-starQBE Insurance (International) Limited icon-starRSA – Royal & Sun Alliance Insurance Plc icon-starTokio Marine Insurance Singapore Ltd.
We also offer after sale support for: renewals, claims and additional coverage.
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